These terms and conditions outline the rules and regulations for the use of Assure Loans’s Website, located at Assure Loans.

By accessing this website, we assume you accept these terms and conditions. Please do not continue to use Assure Loans if you do not agree to all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement, and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refer to you, the person logging onto this website and complying with the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our”, and “Us” refer to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, the laws of the Province of Quebec and the laws of Canada applicable therein.

Cookies

We employ the use of cookies. By accessing Assure Loans, you agree to use cookies in agreement with Assure Loans’s Privacy Policy. Cookies allow us to retrieve the user’s details for each visit, enhancing the functionality and ease of our website.

License

Unless otherwise stated, Assure Loans and/or its licensors own the intellectual property rights for all material on Assure Loans. These rights are reserved, and you may access this material for personal use, subject to restrictions in these terms and conditions. You must not republish, sell, rent, sub-license, reproduce, duplicate, or redistribute content from Assure Loans.

User Comments

Parts of this website offer users the opportunity to post and exchange opinions and information. Assure Loans does not filter, edit, publish, or review Comments prior to their appearance on the website. Comments reflect the views of the person who posts them. Assure Loans is not liable for any content posted nor damages from such content, to the extent permitted by law.

Assure Loans reserves the right to monitor Comments and remove any that are deemed inappropriate or breaching these Terms and Conditions.

Hyperlinking to our Content

Certain organizations may link to our Website without prior written approval, such as government agencies, search engines, and news organizations, among others. These links are subject to specific conditions, ensuring they are not deceptive and do not falsely imply sponsorship or endorsement.

iFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter the visual presentation or appearance of our Website.

Content Liability

We shall not be held responsible for any content appearing on your website. You agree to protect and defend us against claims arising on your website.

Reservation of Rights

We reserve the right to request the removal of all links or any specific link to our Website. By continuously linking to our Website, you agree to be bound by these linking terms and conditions.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will limit or exclude our or your liability for death or personal injury, fraud or fraudulent misrepresentation, or any responsibilities not permitted by law.

Loan Terms

These Terms of Use govern your credit application. When you apply for credit, you must agree to these Terms of Use before processing. Acceptance of the credit application and continuance of a credit account is at the sole discretion of the lender. Assure Loans acts as a co-borrower on loans provided by the lender and is not itself the lender.

Who Can Apply for Credit?

You must be at least 18 years old and not under guardianship. The credit application must not be for illegal or prohibited purposes. You must reveal your complete identity and not have been de-activated from the lender in the past 30 days.

Collection and Use of Information

To process your credit application, the lender will verify the information provided by you. This may include the content of the application, communications, and any other information provided.

Jurisdiction of Credit Application and Dispute Management

The lender operates in Quebec, Canada. Any acceptance of the credit application is considered to have been made in Quebec. Disputes will be governed by Quebec and Canadian laws and heard in Montreal’s jurisdiction.

Update of these Terms of Use

The lender may change its services and policies, requiring updates to the Terms of Use. You will be informed of any changes before they take effect. Continued use of the services implies acceptance of updated Terms of Use.